"An Evaluation of Financial Institutions: Impact on Consumption and Investment Using Panel Data and the Theory of Risk-Bearing." Mauro Alem and Robert M. Townsend. Journal of Econometrics, 183(1) 2014: 91-103. ABSTRACT PDF. For 2004 working version: PDF
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"Dynamic Financial Constraints: Distinguishing Mechanism Design from Exogenously Incomplete Regimes." Alexander Karaivanov and Robert M. Townsend. Econometrica, 82 (3) 2014: 887–959. ABSTRACT PDF
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"Heterogeneity and Risk-Sharing in Village Economies." Pierre Andre Chiappori, Krislert Samphantharak, Sam Schulhofer-Wohl, and Robert M. Townsend. Quantitative Economics 5(1) 2014: 1-27. ABSTRACT PDF. For 2013 working paper version: PDF
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"The Great Equalizer: Health Care Access and Infant Mortality in Thailand." Jonathan Gruber, Nathaniel Hendren, and Robert M. Townsend. American Economic Journal: Applied Economics 6(1), January 2014: 91-107. ABSTRACT PDF
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"Accounting for the Poor." Robert M. Townsend. American Journal of Agricultural Economics 95(5), October 2013: 1196-1208. PDF
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"Chronicles from the Field: The Townsend Thai Project." Robert M. Townsend, Sombat Sakunthasathien, and Rob Jordan. Boston, MA: MIT Press, April 2013. LINK
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"Barriers to Household Risk Management: Evidence from India." Shawn Cole, Xavier Gine, Jeremy Tobacman, Robert M. Townsend, and James Vickery. American Economic Journal: Applied Economics 5(1), January 2013: 104-35. ABSTRACT PDF
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"Insurance and Credit: Micro Financial Underpinnings for Entire Economies." Robert M. Townsend. Presented at the Nobel Symposium on Growth and Development, Institute for International Economics in Stockholm, Sweden, September 3, 2012. PDF
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"Kinship and Financial Networks, Formal Financial Access and Risk Reduction." Cynthia Kinnan and Robert M. Townsend. American Economic Review 102(3), May 2012: 289-93. PDF
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"Measuring the Return on Household Enterprise: What Matters Most for Whom?" Krislert Samphantharak and Robert M. Townsend. Journal of Development Economics 98(1), 2012: 58-70. ABSTRACT PDF
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"Microinsurance: A Case Study of the Indian Rainfall Index Insurance Market." Xavier Gine, Lev Menand, Robert M. Townsend, and James Vickery. In Ghate, Chetan (ed.) Handbook of the Indian Economy , 2012: Oxford University Press, pp. 167-194. For World Bank Policy Research Working Paper No. 5459, 2010 see ABSTRACT PDF
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"The Impact of Credit on Village Economies." Joseph P. Kaboski and Robert M. Townsend. American Economic Journal: Applied Economics 4(2), April 2012: 98-133. ABSTRACT PDF
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"Village Economic Accounts: Real and Financial Intertwined." Archawa Paweenawat and Robert M. Townsend. American Economic Review 102(3), May 2012: 441-46. PDF
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"A Structural Evaluation of a Large-Scale Quasi-Experimental Microfinance Initiative." Joseph Kaboski and Robert M. Townsend. Econometrica 79(5), September 2011: 1357-1406. ABSTRACT PDF
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"Financial Systems in Developing Economies: Growth, Inequality, and Policy Evaluation in Thailand." Robert M. Townsend. Oxford/New York: Oxford University Press, 2011. PDF LINK
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"Information-Constrained Optima with Retrading: An Externality and Its Market-Based Solution." Weerachart Tee Kilenthong and Robert M. Townsend. Journal of Economic Theory 146(3), 2011: 1042-1077. ABSTRACT PDF
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"The Geographic Concentration of Enterprise in Developing Countries," John Felkner and Robert M. Townsend. Quarterly Journal of Economics 126 (4), 2011: 2005-2061. ABSTRACT PDF For 2009 working version: PDF
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"Wealth Accumulation and Factors Accounting for Success." Anan Pawasutipaisit and Robert M. Townsend. Journal of Econometrics. 161(1), March 2011: 56-81. ABSTRACT PDF
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"Financial Structure and Economic Welfare: Applied General Equilibrium Development Economics." Robert M. Townsend. Annual Review of Economics. Ed. Kenneth Arrow and Timothy Bresnahan. Vol. 2, 2010: 507-546. ABSTRACT PDF
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"Monetary Theory and Electronic Money: Reflections on the Kenyan Experience." William Jack, Tavneet Suri, and Robert M. Townsend. Economic Quarterly 96(1), 2010: 83-122. LINK
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