"Spatial Competition among Financial Service Providers and Optimal Contract Design." Robert M. Townsend and Victor V. Zhorin, Working Paper, 2014. Abstract PDF
"Sharing Wage Risk." S. Bonhomme, Pierre Andre Chiappori, Robert M. Townsend, and Hiroyuki Yamada. Working paper, 2012. Abstract PDF
"The Impact of Climate Change on Rice Production: Heterogeneity and Uncertainty." Kamilya Tazhibayeva and Robert M. Townsend. Working Paper, 2012. Abstract PDF
"Entrepreneurial Talent and the Thai Financial Crisis" Anna Paulson and Robert M. Townsend. Working paper, 2009.